Marianna FL Real Estate - Ellen Marsh - (850) 209-1090

Planning to buy a house? It's one of the smartest decisions you can make-and not just because you'll be creating a wonderful home in the location of your choice. It's because homeownership has many tax benefits as well. Homeowners may receive benefits from Uncle Sam when they purchase or sell a home, and tax advantages may even accrue ...

According to the U.S. Department of Energy, a typical American family spends about $1,900 a year on home utility bills. But you can save energy-and money-with these tips to make your home more energy-efficient. Get a home energy survey from your local utility. Many will do a free analysis of your home and provide specific ways to save money on ...

If you are planning to buy a home or refinance your mortgage, you might be a bit apprehensive about the mortgage application process.  Media reports on the credit crisis and on how banks have tightened their purse strings can make the process seem a bit daunting.While it’s true that mortgage applicants face challenges not present at the ...

Friday the 13th usually is seen as a day to beware, a day to be cautious, a day full of superstition.  I have had people who did not want to close on a home or enter into a contract on a home on Friday the 13th.  If you have these feelings that is understandable.  However, if you are afraid to buy a home right now for any other ...

As you may have heard, substantial improvements in the temporary First-Time Homebuyer Tax Credit were signed into law on February 17.  This is to provide a housing stimulus for first-time home purchases that occur between January 1, 2009 and December 1, 2009.  This is more good news for first-time homebuyers because the tax credit ...

Did you buy a home in Florida in 2008 and move in before December 31?  If so, have you remembered to file for your homestead exemption?  You only have until March 1 to do so.  Failure to make application by March 1 constitutes a waiver of the exemption privlege.  How much is the exemption? $25,000 for your primary ...

Remember the song, "Still The One" by Orleans?  The last stanza says, "You are still the one that makes me shout  Still the one that I dream about  We're still having fun, and you're still the one... " This makes me think real estate.  Why?  Because over the long-term real estate has ...

Do you live in a place where it is so cold you dread getting out of your house in the winter?  Are you tired of shoveling snow just to be able to get your car out of your driveway?  Have you had enough of the slippery roads and other hazards that winter brings?  Why not move to Florida and leave all of that behind.  What is ...

Have you heard about the big sale going on?  Yeah, there's a big sale going on.  Where?  Stocks and Real Estate.  Let's think about which one would be the best buy.  Stock prices are very low right now, that's true, but so are houses and land.  Now let's compare buying a stock to buying a ...

I talked with a mortgage broker friend of mine today to get his thoughts on the current crisis on Wall Street and how it is affecting his customers day to day.  Of course, how his customers are affected directly impacts the real estate industry as most people need a mortgage in order to purchase a home.  He told me that it is now ...